Software Listing: Time Value Of Money

Cash Flows is an easy to use ?Time Value of Money? financial assistant. The application allows you to perform complex financial calculations on single payments, equal payments and growing payments flows. The solving options included are:

1) Single Payment function allows you calculate the Present, Future and Interest Rate value for single investment flow.

2) Equal Payment function allows you calculate the Present, Future and Equal Payment value of a series of equal payments flow.

3) Growing Payment function allows you to convert a growing series of payments into an equal payment flow.

  • Platform: WinOther

Compare 135 different loans at once with LoanSpread Financial Calculator. Whether you're interest in the time value of money or in a specific loan for a home, auto, boat or consolidation loan, LoanSpread shows you the big picture on borrowing money! Then look at the details with the new Loan Summary feature which drills down into the details of any loan you choose showing you the finer points of a particular loan. Instant Loan Summaries detail the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and Total Paid Over the Term (Principal, Interest, Taxes and Insurance).

  • Platform: Win2000, Windows Server, Windows Vista, WinOther

Cash Flows is an easy to use ?Time Value of Money? financial assistant. The application allows you to perform complex financial calculations on single payments, equal payments and growing payments flows. The solving options included are:

1) Single Payment function allows you calculate the Present, Future and Interest Rate value for single investment flow.

2) Equal Payment function allows you calculate the Present, Future and Equal Payment value of a series of equal payments flow.

3) Growing Payment function allows you to convert a growing series of payments into an equal payment flow.

  • Platform: Palm OS

Compare 135 different loans at once with LoanSpread Loan Comparison and Amorotization Calculator. Whether you're interest in the time value of money or in a specific loan for a home, auto, boat or consolidation loan, LoanSpread shows you the big picture on borrowing money! Then look at the details with the new Loan Summary feature which drills down into the details of any loan you choose showing you the finer points of a particular loan. And now, generate monthly and annual amortization schedules! Instant Loan Summaries detail the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and...

  • Platform: WinOther

- This is a simple Time Value of Money calculator.
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  • Publisher: MarkApp
  • Date:
  • Size: 1024 KB
  • Platform: Windows Phone, WinMobile

The Pearson Financial Calculator app gives you access to a fully functional financial calculator along with interactive tutorials. The financial calculator allows you to solve Time Value of Money, Cash Flow, and Amortization problems, while the interactive tutorials walk you through how to solve key financial problems using the Pearson Financial Calculator.

CALCULATOR FEATURES:
-Time Value of Money (PV, FV, PMT)
-Cash Flow (IRR, NPV)
-Amortization (Balance, Principle, Interest)

TUTORIAL FEATURES:
-15 tutorials included
-Step-by-step instructions with audio and animation
-Detailed scenarios similar to textbook problems

Note: If you are a MyFinanceLab user, look for the MyFinanceLab Financial Calculator app in the Google Play Store.

  • Platform: Android 4.x

Time Value of Money Calculator - After using TVM app calculators we decided to create a calculator that is beginner friendly when calculating you payments of loans, how much to withdraw from retirement account until the account reaches a certain amount or when you want to find out if the student loan you just payed off really had the interest rate it was stated to have.

When you calculate regular payments in this calculator, you should use all positive numbers!

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  • Publisher: Huni
  • Date: 22-12-2014
  • Size: 1536 KB
  • Platform: Android 1.x, Android 2.x, Android 3.x, Android 4.4, Android 4.x

Getting a loan? Compute and manipulate the numbers to your advantage.

The interest rate here has a name, it's called the APR (annual percentage rate), this reflects the real time value of money.

Many reputable lenders cheat, they use a method, which prior to 1940, was only used by loan sharks, called the rule of 78's.

The rule of 78s is different way of calculating interest in each payment. This method is called front loading. Meaning you pay more interest at the beginning of the loan than the time value of money would require. Why is this a rip-off?

Here is a thought experiment. If all the first payments are interest and you payoff the loan early, you will pay the full amount you borrowed plus interest that never accrued.

  • Publisher: David Gray
  • Date: 27-02-2015
  • Size: 1945 KB
  • Platform: Android 1.x, Android 2.x, Android 3.x, Android 4.4, Android 4.x

Getting a loan? Compute and manipulate the numbers to your advantage.

The interest rate here has a name, it's called the APR (annual percentage rate), this reflects the real time value of money.

Many reputable lenders cheat, they use a method, which prior to 1940, was only used by loan sharks, called the rule of 78's.

The rule of 78s is different way of calculating interest in each payment. This method is called front loading. Meaning you pay more interest at the beginning of the loan than the time value of money would require. Why is this a rip-off?

Here is a thought experiment. If all the first payments are interest and you payoff the loan early, you will pay the full amount you borrowed plus interest that never accrued.

  • Publisher: David Gray
  • Date: 26-01-2014
  • Size: 1945 KB
  • Platform: Android 1.x, Android 2.x, Android 3.x, Android 4.4, Android 4.x
  • TIMcalc
  • License: Shareware
  • Price: 20.00
  • Rating

Save money by having TIMcalc, a featured packed mobile Personal Financial Calculator on your Palm OSĀ® powered handheld computer. TIMcalc has specialized calculation screens that can solve mortgages, loans, single and periodic deposit investments, and future and present value annuities. While powerful, TIMcalc is still easy to use. You don't need to know how to figure out special values like "n", worry about the sign of values for cash flow conventions, or complicated rules about data entry order. TIMcalc has a questionnaire style, fill in the form design, which prompts the user for the information required and if still unsure about a calculation procedure just tap screen labels to get immediate popup help dialogs.

  • Platform: Palm OS

The Financial Partner, has been designed with the accounting and finance professional in mind. The software is composed of amortization, interest, value of money and discounted cash flow calculators..

  • Platform: Win2000, Windows Server, WinOther

Program Description: RETIREMENT INVESTMENT REQUIREDThis program is a program that will show you how much you need to invest monthly to reach retirement goals. Have you called the Social Security Hotline (1-800-772-1213) to verify your estimated monthly SS benefit so that you can evaluate the monthly shortfall you may experience? This program calculates the amount of money required to provide a given monthly income at retirement with or without withdrawing capital, which, when added to your Social Security monthly benefit, will show your condition. You can then calculate the additional monthly deposits you need to make to retire with financial security.

  • Platform: Win2000, WinOther

Marketing Application - Marketing Planning & Marketing Analysis Tool - Customer Net Present Value (NPV) Calculator

This tool calculates the "Net Present Value" of a customer based on the cost of capital, the average sale value to that customer, the gross profit from that sale, the average number of purchases the customer makes a year, and the average customer lifespan (how long they are a customer.)

It's a method of determining the true value of that customer and based on that value, whether you should be making future investments in trying to retain that customer.

NPV (Net Present Value): Is the value of an investment calculated as the sum of its initial cost and the present value of expected future cash flows.

  • Platform: Android 2.x, Android 3.x, Android 4.4, Android 4.x

This app show the real-time value of currency exchange.
Please try this!

We would like to hear from you!

.

  • Publisher: funnything
  • Date: 21-05-2014
  • Size: 54 KB
  • Platform: Android 1.x, Android 2.x, Android 3.x, Android 4.4, Android 4.x

Future Value of Savings Calculator quickly shows you what your savings may be by displaying a range of 77 possible scenarios based upon different interest rates and saving amounts. Future Value of Savings Calculator is a comprehensive annuity calculator which displays results on a spreadsheet-like grid as you enter or update financial variables. Future Value of Savings Calculator allows you to enter a beginning balance, regular payment amount, start and end dates, annuity type (regular or due), interest rate, payment frequency and compounding frequency. All results are automatically updated as you change the values in the white edit boxes or click on the radio buttons.

  • Platform: Win2000, Windows Server, WinOther

Program Description: GROWING MONEYThis program is an analysis of the effect of savings for the long term. It demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for college education and to meet retirement goals. Printouts are professional looking and may be used by financial planners, parents, guardians, and advisors to assist young people in meeting their goals.

  • Platform: Win2000, WinOther

A personal finance program with investments & gifts. It has easy data entry and powerful account analysis. Maintain cash, bank & credit cards. Set recurring transactions for one step entry of repetitive monthly transactions. Turbo add form for quick mouse less entry. Powerful view and analysis of transactions in tree views, month box views, annual category grid, charts and lists with various sorting, grouping orders. Powerful search, filter& replace. Other functions of receivables, future payments, loans, cash in hand, personal net worth, monthly bills. View monthly, annual, major expenses and savings.

  • Platform: Win2000, WinOther

Compare 135 loans at once with Loan Spread Calculator Pro. See the big picture with a unique perspective on borrowing money! Then look at the details with the new Loan Summary feature which drills down into the details of any loan you choose. The Loan Summary details the Amount Borrowed, the Payment Frequency, the Term, Annual Interest Rate, Payment (Principal and Interest), Payment (Principal, Interest, Taxes and Insurance), Total Principal Paid, Total Interest Paid, Total Principal and Interest Paid, Total Taxes Paid, Total Insurance Paid, Total Taxes and Insurance, and Total Paid Over the Term (Principal, Interest, Taxes and Insurance).

  • Platform: Win2000, Windows Server, WinOther

This program is a fixed sum annuity or pension payout schedule. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CD's, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawals and rates of return on your invested lump-sum payout. Printouts are professional looking and may be used by financial planners as most programs contains a "prepared by:" area. Financial planners may also use this collection of programs to advise clients concerning annuity and pension payout alternatives such as monthly payments for their lifetime or other options.

  • Platform: Win2000, WinOther

Program Description: BIWEEKLY AMORTIZATIONTHE BANKERS' SECRET IS REVEALED!!! This program is a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

  • Platform: Win2000, WinOther

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