Software Listing: Added Payment

This program is an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace. If you decide to utilize this method of payment, be sure that the bank or other lending institution credits the amount against the principal of the loan each month. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area and may be useful for advising a client on this method of mortgage payment by demonstrating to them the effect this type of payment has on the term of the loan as well as the total amount of interest paid.

  • Platform: Win2000, WinOther

Program Description: This program is a compendium of 8 mortgage type programs.They include: 1. Addedpmt.EXE - A program illustrating the effect of additional payments for reducing interest paid and the term of a loan. 2. Balloon.EXE - A program that explores the use of this type mortgage. 3. Biweekly.EXE - This program calculates and displays the reduced loan period with this type mortgage. 4. 1530mtge.EXE - A program that displays and lists the advantages and pitfalls of using this type of financing. 5. Loanamor.EXE - This program is a standard amortization schedule which displays annual interest paid for your use at tax time.

  • Platform: Win2000, WinOther

This program is a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

  • Platform: Win2000, WinOther

Program Description: BALLOON AMORTIZATIONThis program is a 16 bit version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term which, unless you know "THE NUMBERS" can result in a shock to your system. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

  • Platform: Win2000, WinOther

Program Description: BIWEEKLY AMORTIZATIONTHE BANKERS' SECRET IS REVEALED!!! This program is a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT by the lending institution at the time of payment. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area and may also be useful to them in advising a client on this method of mortgage payment by demonstrating the effect this type of mortgage has on the term of the loan as well as the total amount of interest paid.

  • Platform: Win2000, WinOther

Program Description: This program is a compendium of 8mortgage type programs.They include:1. Addedpmt.EXE - A program illustrating the effect of additional payments for reducing interest paid and the term of a loan.2. Balloon.EXE - A program that explores the use of this type mortgage.3. Biweekly.EXE - This program calculates and displays the reduced loan period with this type mortgage.4. 1530mtge.EXE - A program that displays and lists the advantages and pitfalls of using this type of financing.5. Loanamor.EXE - This program is a standard amortization schedule which displays annual interest paid for your use at tax time.

  • Platform: Win2000, WinOther

Program Description: RETIREMENT INVESTMENT REQUIREDThis program is a program that will show you how much you need to invest monthly to reach retirement goals. Have you called the Social Security Hotline (1-800-772-1213) to verify your estimated monthly SS benefit so that you can evaluate the monthly shortfall you may experience? This program calculates the amount of money required to provide a given monthly income at retirement with or without withdrawing capital, which, when added to your Social Security monthly benefit, will show your condition. You can then calculate the additional monthly deposits you need to make to retire with financial security.

  • Platform: Win2000, WinOther

This program is a fixed sum annuity or pension payout schedule. This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CD's, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawals and rates of return on your invested lump-sum payout. Printouts are professional looking and may be used by financial planners as most programs contains a "prepared by:" area. Financial planners may also use this collection of programs to advise clients concerning annuity and pension payout alternatives such as monthly payments for their lifetime or other options.

  • Platform: Win2000, WinOther

Program Description: AUTO LOAN CALCULATORSConfused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program is a group of auto loan calculators. This program includes most of the current types of financing available for automobile loans. Included are: a simple interest loan calculator; a Rule of 78 loan calculator; a comparison of the two; and a program that can evaluate the "best deal" on rebates versus low-interest, short-term loans, as well as the use of a home equity loan for interest deductions to reduce your taxes.

  • Platform: Win2000, WinOther

Program Description: FINANCIAL STATEMENT+This program is arranged in a typical lending institution format.Although it may not be in the format required by any given institution it provides all the information necessary for completing an actual financial statement. This form has been accepted as-is by many financial institutions nationwideand is interactive so that data need be supplied only once to complete a statement. Printouts are professional looking and may be used by financial planners and lawyers in assisting a client to prepare a statement of their financial condition as well as their current income and expenses.

  • Platform: Win2000, WinOther

Program Description: GROWING MONEYThis program is an analysis of the effect of savings for the long term. It demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for college education and to meet retirement goals. Printouts are professional looking and may be used by financial planners, parents, guardians, and advisors to assist young people in meeting their goals.

  • Platform: Win2000, WinOther

This program is a form that will assist you in tracking your investments. This program tracks your investment's performance for stocks, bonds, mutual funds, etc. It allows you to evaluate the performance year-to-date or from initial purchase. It is also a handy tool to assist you in selecting a "sell" point. Stock and mutual fund information may be downloaded from the Internet or obtained from publications to keep the forms up-to-date and assist you by providing an easy way to track and evaluate your investment performance Printouts are professional looking and may be used by financial planners as well as individuals to track report specific stock, bond, and mutual fund investments.

  • Platform: Win2000, WinOther

This program is a form that will assist you in tracking the fundamentals of your stock portfolio. This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investor's Business Daily and online sources so that you can keep an accurate weekly record of a given stock's performance. You can use a single page for each stock to track the stocks performance or use it to list and track your entire portfolio. Printouts are professional looking and may be used by financial planners as they assist clients in keeping individual stock portfolio records.

  • Platform: Win2000, WinOther

Program Description: SAVINGS/PENSION GROWTHAH-YES!!! COMPOUNDING INTEREST IS WONDERFUL!!! This program will show you how compound interest affects your long-term savings. This program will calculate a complete annuitization schedule for regular deposits with durations of up to 40 years at inputted rates of return. The amount of interest accumulated during any calendar year is also calculated for your use at tax time. If your young enough, the results of saving on a monthly basis for a long duration will astound you. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area.

  • Platform: Win2000, WinOther

Program Description: VARIABLE RATE MORTGAGEConfused about "Teaser Rates", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a variable rate mortgage loan. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan or it may be used to actually track a loan repayment. Check your forecasting ability with the "What If?" portion of this program. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area.

  • Platform: Win2000, WinOther

REFINANCE IT ? This program is a mortgage refinancing evaluation. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home, the interest rate spread, closing costs and your tax bracket. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. The program may also be useful to mortgage lenders to assist a client in the making a decision about refinancing.

  • Platform: WinOther, WinVista

How much house can you afford? You might be pleasantly surprised. This program is a loan qualifier for either a fixed rate or a variable rate mortgage. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for. Principal, interest, homeowners' insurance, and taxes (PITI) are included in the analysis. Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. The program may also be useful to small mortgage lenders to pre-qualify potential borrowers.

  • Platform: WinOther, WinVista

KashBox software is a licensed product available in two forms, Limited Edition and Plus. KashBox LE is free to use, all that is required is a simple registration. KashBox Plus offers additional features and is available only through Authorized Dealers. MSRP for KashBox Plus is $195.00.

Both KashBox LE and KashBox Plus offer these unique benefits in partnership with Mercury Payment Systems:

Fast transaction processing via internet.
Automatic end of day settlement.
Web-based reporting for processed transactions.
Versatile built-in reporting tools to help you manage payment receipts by date, patron, payment type, and user.

  • Platform: Win2000, WinOther

Mortgage Payment Calculator is a completely free and easy-to-use financial software. This is an essential tool to estimate monthly expenses on your mortgage: interest payments, property taxes and private mortgage insurance. Just type mortgage loan amount, loan term, interest rate and program will generate full mortgage amortization schedule with charts. Also try online additions to Mortgage Payment Calculator, such as Additional Payment Calculator, Mortgage Refinancing Calculator, Bi-weekly Mortgage Calculator and APR Calculator. All these tools is available for free at http://www.mortgagecalculators.

  • Platform: Win2000, WinOther

Do you sell or lease computers and have problems with customers not paying on time? Computer Payment Enforcer is a computer program that helps you to collect payments for computers that you have sold on credit or are renting out. You can install Computer Payment Enforcer on computers that you are about to sell. You can input information on when payments are due for the computer into Computer Payment Enforcer. Each day, Computer Payment Enforcer displays a small screen informing the customer of how many days are left until their next payment is due. If payment is not overdue, the customer can remove this screen, simply by clicking on the Ok button or pressing Enter on the keyboard.

  • Platform: Win2000, WinOther

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